Some time back I wrote an article about car insurance.
Insurance would appear to be a great thing to have, especially if you yourself are less than honorable.
My sister was on her way to Langebaan a month or two back, and at an intersection controlled by traffic lights, a lady in a flashy new car jumped the red light and tried to cross the road. The result is that my sister's car was totalled, and a lot of money was spent on medical costs.
My sister is, with all due respect Sis, a bit of an innocent, and when the owner admitted to having jumped the light my sister accepted that all would be good. I heard of the motor car accident, and phoned my sister.
My advice to her was to collect her medical bills, and consult a lawyer. But, she didn't do it.
At length, she received an offer from Outsurance, in full and final settlement, of just over R6000, for the loss of her car, and any other expenses that may arise from the accident. The letter from Outsurance, which was incredibly intimidating in tone, quoted some case study, pointing liability toward my sister! FFS! There was a vehicle obscuring her vision on the left hand side, and the first time she saw the 4X4 is when it landed in her lap!
In my opinion, this is downright pathetic.
A wealthy individual has motor car insurance, breaks the law, admits to having broken the law, and then gets away with it. The uninsured innocent individual is penalized!
What makes this worse is that this kind of intimidation is encouraged by South African Law! Our judicial system is incredibly fkt-up, loaded with inept unqualified individuals who know they are unable to make a ruling, and therefore encourage others to make rulings for them. Obviously the guys with the bucks will win.
The average man in the street doesn't have the time or resources to compete with them.
Outsuarance, my message to you: "You should be ashamed of yourselves. Your ethics, morals, and conduct suck" I am hoping to get loads of traffic through this page, and I am hoping that Outsurance ads are displayed here, so that people can see who you are, and identify you as being less than honest!
http://tonyflanigan.blogspot.com/2010/05/motor-car-insurance-in-south-africa.html
Ja, I sometimes wonder why we bother having insurance... Admittedly, some insurers seem to be better than others. It just feel as if one loose all the time... you never get enough to replace what you had, cover all the medical costs etc. Did your sister put in a claim with the road accident fund?
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